---
title: Covid-19 Underwriting Updates
description: Underwriting
---

## Planning Tips and Carrier News for Advisors

- [The Advisor's View of Long-Term Care Planning](https://www.ltcipartners.com/blog)
- [Planning Tips and Carrier News for Advisors](https://www.ltcipartners.com/carriernews)
- [Consumer Planning Blog](https://www.ltcipartners.com/planning-for-long-term-care-in-america)
- [Group LTC Benefits Blog](https://www.ltcipartners.com/group-ltc)
- [On-demand webinar library](https://www.gotostage.com/channel/ltcipartners)

- [The Advisor's View of Long-Term Care Planning](https://www.ltcipartners.com/blog)
- [Planning Tips and Carrier News for Advisors](https://www.ltcipartners.com/carriernews)
- [Consumer Planning Blog](https://www.ltcipartners.com/planning-for-long-term-care-in-america)
- [Group LTC Benefits Blog](https://www.ltcipartners.com/group-ltc)
- [On-demand webinar library](https://www.gotostage.com/channel/ltcipartners)

[Jun 29, 2026

### John Hancock in-force rate action for select states

](https://www.ltcipartners.com/carriernews/john-hancock-in-force-rate-action-for-select-states)

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Apr 2, 2020 • [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

## Covid-19 Underwriting Updates

- [Mutual of Omaha](https://www.ltcipartners.com/carriernews/topic/mutual-of-omaha)
- [National Guardian Life](https://www.ltcipartners.com/carriernews/topic/national-guardian-life)

- [Tweet](https://twitter.com/share)

**National Guardian Life:**

- **If a client has tested positive for Covid-19 there will need to be a 6 month stability period from the date symptoms resolve before they can apply for coverage.**
- **If a client has been tested but was negative for Covid-19, they need a 3 month stability period of no symptoms before they can apply for coverage.**

 

**Mutual of Omaha:**

- **If an individual has been in contact with someone that has tested positive with Covid-19, a 30-day stability period is required.**
- **If an individual has tested positive for Covid-19 then a 90-day stability period will be required.**

## Written by [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

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