Planning Tips and Carrier News for Advisors 

Covid-19 Underwriting Updates

Posted by LTCI Partners | Apr 2, 2020 10:38:27 AM

National Guardian Life:

  • If a client has tested positive for Covid-19 there will need to be a 6 month stability period from the date symptoms resolve before they can apply for coverage.
  • If a client has been tested but was negative for Covid-19, they need a 3 month stability period of no symptoms before they can apply for coverage.

 

Mutual of Omaha:

  • If an individual has been in contact with someone that has tested positive with Covid-19, a 30-day stability period is required.
  • If an individual has tested positive for Covid-19 then a 90-day stability period will be required.

Topics: Mutual of Omaha, National Guardian Life

Written by LTCI Partners

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