---
title: Busting LTCI Myths
description: LTC Myths vs reality
---

## Planning Tips and Carrier News for Advisors

- [The Advisor's View of Long-Term Care Planning](https://www.ltcipartners.com/blog)
- [Planning Tips and Carrier News for Advisors](https://www.ltcipartners.com/carriernews)
- [Consumer Planning Blog](https://www.ltcipartners.com/planning-for-long-term-care-in-america)
- [Group LTC Benefits Blog](https://www.ltcipartners.com/group-ltc)
- [On-demand webinar library](https://www.gotostage.com/channel/ltcipartners)

- [The Advisor's View of Long-Term Care Planning](https://www.ltcipartners.com/blog)
- [Planning Tips and Carrier News for Advisors](https://www.ltcipartners.com/carriernews)
- [Consumer Planning Blog](https://www.ltcipartners.com/planning-for-long-term-care-in-america)
- [Group LTC Benefits Blog](https://www.ltcipartners.com/group-ltc)
- [On-demand webinar library](https://www.gotostage.com/channel/ltcipartners)

[Jun 29, 2026

### John Hancock in-force rate action for select states

](https://www.ltcipartners.com/carriernews/john-hancock-in-force-rate-action-for-select-states)

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Nov 16, 2015 • [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

## Busting LTCI Myths

- [LifeSecure](https://www.ltcipartners.com/carriernews/topic/lifesecure)

- [Tweet](https://twitter.com/share)

|     VOLUME 9 * ISSUE  23 * NOVEMBER 2015      Upcoming Webinars    Month 17 Personal Accident & Hospital Recovery Competitive Advantages at 1 PM ET 19 Agent Review Overview  at 1 PM ET   Simply click the links to register! A full schedule can be found on our Agent Blog.        Agent Support   866-582-7701 agentsupport@yourlifesecure.com        Important Phone Numbers    Conferences Webinars   Products and Sample Rates   Producer Advertising Guidelines   Product Availability Busting LTCI Myths   Whether you're starting a new LTC conversation with your clients during Long Term Care Awareness Month or revisiting the topic, LifeSecure offers several tools that can help you introduce this important topic - like our Common Myths flyer and our new LTC Myth vs. Reality infographic.   Many people think that their health insurance or Medicare will cover the cost of LTC when it's needed. These two resources address this myth and more of the most common misconceptions about LTC coverage, making it a great starting point for an LTC conversation.  New for the Worksite - Pay List Bills Online   Great news! Effective tomorrow, November 17, your worksite clients will be able to retrieve, reconcile, and pay their list bills online - all in one convenient location! Thanks to several new enhancements to our online billing system, it's easier than ever for Administrators to manage their LTC, Accident, and Hospital Recovery worksite groups. They can now: Pay online by credit card, EFT, or check*. Make payment adjustments and other billing changes all online. Note: Admins must reconcile each monthly bill in the Worksite Administrators portal to ensure that the correct and appropriate payment is submitted/applied for each employee. More information on these changes can be found in our Administration Guide for List Bills and the Worksite Administrator Portal. *If paying by check, the Administrator will enter the check number online and mail the paper check to LifeSecure. Now in More States: Personal Accident & Hospital Recovery   Did you hear the news? In addition to other recently approved states, our Personal Accident product is now available in Indiana and Nebraska; and our Hospital Recovery product is now available in Kentucky. Click here for more details.   To see LifeSecure's product availability chart, by state for each product, click here. Webinar: Agent Review    Agent Review is a first-of-its-kind tool for the insurance industry. It provides greater exposure for agents and simple access to educational tools and qualified agents for consumers. Learn more about Agent Review from its co-founders, Jonas Roeser and Harley Gordon, who will be hosting our upcoming webinar on Thursday, Nov. 19, at 1 p.m. ET. Register online today! LTC Solutions Summit Now On Demand   If you missed the recent AALTCI LTC Solutions Summit, all of the conference's 25 presentations are now available on-demand. Visit the AALTCI website for more information.       Some products may not be available in all states. For Agent Use Only. Not for Solicitation Purposes. N-00058   |
| --- |

## Written by [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

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