---
title: Brighthouse- Short Video of the Application Process
description: Brighthouse Application process
image: https://www.ltcipartners.com/hubfs/Brokerage/Brokerage%20Logos%20for%20Blogs/Brighthouse%20Financial%20Updated.png
---

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Oct 19, 2021 • [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

## Brighthouse- Short Video of the Application Process

- [hybrid life/Long-Term Care](https://www.ltcipartners.com/carriernews/topic/hybrid-life-long-term-care)

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Use this 2-minute video to help your clients understand our application process.

|   |
| --- |
|         See a 2-Minute Summary of Our Application Process When applying for the hybrid life insurance and long-term care (LTC) coverage of Brighthouse SmartCare®, you can expect a convenient, hands-off approach that prioritizes comfort and convenience – for you and your clients.1 In addition to a 100% digital application, our streamlined process includes: A dedicated client consultant to assist throughout the application process A digital application with portions for you and your client to complete No labs or exams for most applicants 2 Watch our video, which is approved for client use, to see the process unfold. Watch Now   Want to learn more? Use the link below to connect with your Life Insurance and LTC Specialist. Connect With Your LTC Specialist   Questions? Call the Life Sales Desk at (855) 861-5300. 1 Brighthouse SmartCare is an indexed universal life insurance policy with long-term care benefits provided by riders, which may not cover all potential long-term care costs. 2 Clients over age 65 are required to complete a cognitive interview over the phone. For applicants age 60 and older, evidence of medical care is required. Brighthouse SmartCare® is an Indexed Universal Life Insurance Policy with Long-Term Care Riders issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company, Charlotte, NC 28277 ("Brighthouse Financial"). All guarantees, including any optional benefits, are subject to the claims-paying ability and financial strength of the issuing insurance company. Each issuing insurance company is solely responsible for its own financial condition and contractual obligations. Brighthouse SmartCare has exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. May not be available in all states or firms. Brighthouse Financial® and its design are registered trademarks of Brighthouse Financial, Inc. and/or its affiliates.   • Not a Deposit • Not FDIC Insured • Not Insured by Any Federal Government Agency • Not Guaranteed by Any Bank or Credit Union • May Lose Value   |
|   |

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## Written by [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

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