---
title: Long-term care services the biggest coverage gap in health insurance plans
description: Wonder how many people would put LTC services on this list?  Should employers remind employees of these gaps?
image: http://ltcipartners.typepad.com/.a/6a0111689a03b2970c019104daa261970c-800wi
---

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Aug 20, 2013 • [LTCI Partners](https://www.ltcipartners.com/blog/author/ltci-partners)

## Long-term care services the biggest coverage gap in health insurance plans

- [For financial professionals](https://www.ltcipartners.com/blog/topic/for-financial-professionals)

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Two big reasons people don't plan for LTC is that they think their current health insurance or Medicare will cover LTC services.  However, as the graph list below shows LTC is the most excluded benefit from health plans, with virtually no health plans covering the cost of care.

Wonder how many people would put LTC services on this list?  Should employers remind employees of these gaps?

[![Not covered by health insurance](http://ltcipartners.typepad.com/.a/6a0111689a03b2970c019104daa261970c-800wi "Not covered by health insurance")](http://ltcipartners.typepad.com/.a/6a0111689a03b2970c019104daa261970c-pi)

[http://www.healthpocket.com/healthcare-research/infostat/top-10-medical-services-excluded-by-health-insurance/](http://www.healthpocket.com/healthcare-research/infostat/top-10-medical-services-excluded-by-health-insurance/)

## Written by [LTCI Partners](https://www.ltcipartners.com/blog/author/ltci-partners)

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